LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,435
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,537
−HK$1,120/mo
Today · 4.125%
HK$37,657
baseline
▲ 0.50% · 4.625%
HK$39,948
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,314/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,421
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$40,478
−HK$1,072/mo
Today · 4.125%
HK$41,550
baseline
▲ 0.50% · 4.625%
HK$43,740
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,521
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,844
−HK$1,344/mo
Today · 4.125%
HK$45,188
baseline
▲ 0.50% · 4.625%
HK$47,937
+HK$2,749/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,376/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,305
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,573
−HK$1,287/mo
Today · 4.125%
HK$49,860
baseline
▲ 0.50% · 4.625%
HK$52,489
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,720/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,608
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,151
−HK$1,568/mo
Today · 4.125%
HK$52,719
baseline
▲ 0.50% · 4.625%
HK$55,927
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,438/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,189
−HK$2,981/mo
▼ 0.25% · 3.875%
HK$56,669
−HK$1,501/mo
Today · 4.125%
HK$58,170
baseline
▲ 0.50% · 4.625%
HK$61,237
+HK$3,067/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,340/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,782
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,766
−HK$2,016/mo
Today · 4.125%
HK$67,782
baseline
▲ 0.50% · 4.625%
HK$71,906
+HK$4,124/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,564/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,957
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,860
−HK$1,931/mo
Today · 4.125%
HK$74,791
baseline
▲ 0.50% · 4.625%
HK$78,733
+HK$3,942/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,582/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,740 · Scale 2, in force from 26 Feb 2026)