LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,435
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,538
−HK$1,119/mo
Today · 4.125%
HK$37,657
baseline
▲ 0.50% · 4.625%
HK$39,949
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,314/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,421
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,479
−HK$1,072/mo
Today · 4.125%
HK$41,551
baseline
▲ 0.50% · 4.625%
HK$43,742
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,102/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,522
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,845
−HK$1,344/mo
Today · 4.125%
HK$45,189
baseline
▲ 0.50% · 4.625%
HK$47,939
+HK$2,750/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,378/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,306
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,574
−HK$1,288/mo
Today · 4.125%
HK$49,862
baseline
▲ 0.50% · 4.625%
HK$52,490
+HK$2,628/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,724/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,609
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,153
−HK$1,567/mo
Today · 4.125%
HK$52,720
baseline
▲ 0.50% · 4.625%
HK$55,928
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,440/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,190
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,670
−HK$1,502/mo
Today · 4.125%
HK$58,172
baseline
▲ 0.50% · 4.625%
HK$61,238
+HK$3,066/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,344/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,784
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,768
−HK$2,015/mo
Today · 4.125%
HK$67,783
baseline
▲ 0.50% · 4.625%
HK$71,908
+HK$4,125/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,566/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,959
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,862
−HK$1,930/mo
Today · 4.125%
HK$74,792
baseline
▲ 0.50% · 4.625%
HK$78,735
+HK$3,943/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,584/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,753 · Scale 2, in force from 26 Feb 2026)