LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,436
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,538
−HK$1,120/mo
Today · 4.125%
HK$37,658
baseline
▲ 0.50% · 4.625%
HK$39,950
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,316/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,422
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,479
−HK$1,073/mo
Today · 4.125%
HK$41,552
baseline
▲ 0.50% · 4.625%
HK$43,742
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,104/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,523
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,846
−HK$1,344/mo
Today · 4.125%
HK$45,190
baseline
▲ 0.50% · 4.625%
HK$47,939
+HK$2,749/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,380/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,307
−HK$2,555/mo
▼ 0.25% · 3.875%
HK$48,575
−HK$1,287/mo
Today · 4.125%
HK$49,862
baseline
▲ 0.50% · 4.625%
HK$52,491
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,724/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,610
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,154
−HK$1,567/mo
Today · 4.125%
HK$52,721
baseline
▲ 0.50% · 4.625%
HK$55,929
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,442/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,191
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,671
−HK$1,502/mo
Today · 4.125%
HK$58,173
baseline
▲ 0.50% · 4.625%
HK$61,239
+HK$3,066/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,346/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,785
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,769
−HK$2,016/mo
Today · 4.125%
HK$67,785
baseline
▲ 0.50% · 4.625%
HK$71,909
+HK$4,124/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,570/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,960
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,863
−HK$1,931/mo
Today · 4.125%
HK$74,794
baseline
▲ 0.50% · 4.625%
HK$78,736
+HK$3,942/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,588/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,763 · Scale 2, in force from 26 Feb 2026)