LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,436
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,538
−HK$1,120/mo
Today · 4.125%
HK$37,658
baseline
▲ 0.50% · 4.625%
HK$39,950
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,316/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,422
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,480
−HK$1,072/mo
Today · 4.125%
HK$41,552
baseline
▲ 0.50% · 4.625%
HK$43,743
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,104/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,523
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,846
−HK$1,344/mo
Today · 4.125%
HK$45,190
baseline
▲ 0.50% · 4.625%
HK$47,940
+HK$2,750/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,380/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,307
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,576
−HK$1,287/mo
Today · 4.125%
HK$49,863
baseline
▲ 0.50% · 4.625%
HK$52,491
+HK$2,628/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,726/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,611
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,154
−HK$1,568/mo
Today · 4.125%
HK$52,722
baseline
▲ 0.50% · 4.625%
HK$55,930
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,444/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,191
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,672
−HK$1,501/mo
Today · 4.125%
HK$58,173
baseline
▲ 0.50% · 4.625%
HK$61,240
+HK$3,067/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,346/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,785
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,769
−HK$2,016/mo
Today · 4.125%
HK$67,785
baseline
▲ 0.50% · 4.625%
HK$71,910
+HK$4,125/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,570/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,960
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,863
−HK$1,931/mo
Today · 4.125%
HK$74,794
baseline
▲ 0.50% · 4.625%
HK$78,737
+HK$3,943/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,588/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,767 · Scale 2, in force from 26 Feb 2026)