LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,437
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,539
−HK$1,120/mo
Today · 4.125%
HK$37,659
baseline
▲ 0.50% · 4.625%
HK$39,950
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,318/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,423
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,480
−HK$1,073/mo
Today · 4.125%
HK$41,553
baseline
▲ 0.50% · 4.625%
HK$43,743
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,106/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,524
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,847
−HK$1,344/mo
Today · 4.125%
HK$45,191
baseline
▲ 0.50% · 4.625%
HK$47,940
+HK$2,749/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,382/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,308
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,576
−HK$1,288/mo
Today · 4.125%
HK$49,864
baseline
▲ 0.50% · 4.625%
HK$52,492
+HK$2,628/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,728/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,611
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,155
−HK$1,568/mo
Today · 4.125%
HK$52,723
baseline
▲ 0.50% · 4.625%
HK$55,931
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,446/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,192
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,672
−HK$1,502/mo
Today · 4.125%
HK$58,174
baseline
▲ 0.50% · 4.625%
HK$61,241
+HK$3,067/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,348/mo (50% DSR)
Upfront cash ≈ HK$5.24M (deposit + AVD stamp duty HK$582,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,786
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,770
−HK$2,016/mo
Today · 4.125%
HK$67,786
baseline
▲ 0.50% · 4.625%
HK$71,911
+HK$4,125/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,572/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,961
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,865
−HK$1,930/mo
Today · 4.125%
HK$74,795
baseline
▲ 0.50% · 4.625%
HK$78,738
+HK$3,943/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,590/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,776 · Scale 2, in force from 26 Feb 2026)