LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,437
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,540
−HK$1,120/mo
Today · 4.125%
HK$37,660
baseline
▲ 0.50% · 4.625%
HK$39,951
+HK$2,291/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,320/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,424
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,481
−HK$1,073/mo
Today · 4.125%
HK$41,554
baseline
▲ 0.50% · 4.625%
HK$43,744
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,108/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,525
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,848
−HK$1,344/mo
Today · 4.125%
HK$45,192
baseline
▲ 0.50% · 4.625%
HK$47,941
+HK$2,749/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$90,384/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,308
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,577
−HK$1,287/mo
Today · 4.125%
HK$49,864
baseline
▲ 0.50% · 4.625%
HK$52,493
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.32M · min. income ≈ HK$99,728/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,612
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,156
−HK$1,567/mo
Today · 4.125%
HK$52,723
baseline
▲ 0.50% · 4.625%
HK$55,932
+HK$3,209/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,446/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,193
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,673
−HK$1,502/mo
Today · 4.125%
HK$58,175
baseline
▲ 0.50% · 4.625%
HK$61,242
+HK$3,067/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,350/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,787
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,771
−HK$2,016/mo
Today · 4.125%
HK$67,787
baseline
▲ 0.50% · 4.625%
HK$71,912
+HK$4,125/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,574/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,963
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,866
−HK$1,931/mo
Today · 4.125%
HK$74,797
baseline
▲ 0.50% · 4.625%
HK$78,739
+HK$3,942/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,594/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,786 · Scale 2, in force from 26 Feb 2026)