LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,441
−HK$2,222/mo
▼ 0.25% · 3.875%
HK$36,543
−HK$1,120/mo
Today · 4.125%
HK$37,663
baseline
▲ 0.50% · 4.625%
HK$39,955
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,326/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,428
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,485
−HK$1,073/mo
Today · 4.125%
HK$41,558
baseline
▲ 0.50% · 4.625%
HK$43,748
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,116/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,529
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,852
−HK$1,344/mo
Today · 4.125%
HK$45,196
baseline
▲ 0.50% · 4.625%
HK$47,946
+HK$2,750/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,392/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,313
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,582
−HK$1,287/mo
Today · 4.125%
HK$49,869
baseline
▲ 0.50% · 4.625%
HK$52,498
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,738/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,617
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,161
−HK$1,568/mo
Today · 4.125%
HK$52,729
baseline
▲ 0.50% · 4.625%
HK$55,937
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,458/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,199
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,679
−HK$1,502/mo
Today · 4.125%
HK$58,181
baseline
▲ 0.50% · 4.625%
HK$61,248
+HK$3,067/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,362/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,794
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,778
−HK$2,016/mo
Today · 4.125%
HK$67,794
baseline
▲ 0.50% · 4.625%
HK$71,919
+HK$4,125/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,588/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,970
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,873
−HK$1,931/mo
Today · 4.125%
HK$74,804
baseline
▲ 0.50% · 4.625%
HK$78,747
+HK$3,943/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,608/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,845 · Scale 2, in force from 26 Feb 2026)