LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,442
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,545
−HK$1,120/mo
Today · 4.125%
HK$37,665
baseline
▲ 0.50% · 4.625%
HK$39,957
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,330/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,429
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,487
−HK$1,073/mo
Today · 4.125%
HK$41,560
baseline
▲ 0.50% · 4.625%
HK$43,750
+HK$2,190/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,120/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,531
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,854
−HK$1,344/mo
Today · 4.125%
HK$45,198
baseline
▲ 0.50% · 4.625%
HK$47,948
+HK$2,750/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,396/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,315
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,584
−HK$1,288/mo
Today · 4.125%
HK$49,872
baseline
▲ 0.50% · 4.625%
HK$52,500
+HK$2,628/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,744/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,619
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,163
−HK$1,568/mo
Today · 4.125%
HK$52,731
baseline
▲ 0.50% · 4.625%
HK$55,940
+HK$3,209/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,462/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,201
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,682
−HK$1,502/mo
Today · 4.125%
HK$58,184
baseline
▲ 0.50% · 4.625%
HK$61,250
+HK$3,066/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,368/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,796
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,781
−HK$2,016/mo
Today · 4.125%
HK$67,797
baseline
▲ 0.50% · 4.625%
HK$71,922
+HK$4,125/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,594/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,973
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,876
−HK$1,931/mo
Today · 4.125%
HK$74,807
baseline
▲ 0.50% · 4.625%
HK$78,751
+HK$3,944/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,614/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,871 · Scale 2, in force from 26 Feb 2026)