LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,444
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,547
−HK$1,120/mo
Today · 4.125%
HK$37,667
baseline
▲ 0.50% · 4.625%
HK$39,959
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,334/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,431
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,489
−HK$1,072/mo
Today · 4.125%
HK$41,561
baseline
▲ 0.50% · 4.625%
HK$43,752
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,122/mo (50% DSR)
Upfront cash ≈ HK$8.35M (deposit + AVD stamp duty HK$582,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,533
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,856
−HK$1,344/mo
Today · 4.125%
HK$45,200
baseline
▲ 0.50% · 4.625%
HK$47,950
+HK$2,750/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,400/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,317
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,586
−HK$1,288/mo
Today · 4.125%
HK$49,874
baseline
▲ 0.50% · 4.625%
HK$52,503
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,748/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,622
−HK$3,111/mo
▼ 0.25% · 3.875%
HK$51,165
−HK$1,568/mo
Today · 4.125%
HK$52,733
baseline
▲ 0.50% · 4.625%
HK$55,942
+HK$3,209/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,466/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,204
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,684
−HK$1,502/mo
Today · 4.125%
HK$58,186
baseline
▲ 0.50% · 4.625%
HK$61,253
+HK$3,067/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,372/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,799
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,784
−HK$2,016/mo
Today · 4.125%
HK$67,800
baseline
▲ 0.50% · 4.625%
HK$71,925
+HK$4,125/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,600/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,976
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,880
−HK$1,931/mo
Today · 4.125%
HK$74,811
baseline
▲ 0.50% · 4.625%
HK$78,754
+HK$3,943/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,622/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,896 · Scale 2, in force from 26 Feb 2026)