LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,445
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,547
−HK$1,121/mo
Today · 4.125%
HK$37,668
baseline
▲ 0.50% · 4.625%
HK$39,960
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,336/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$582,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,432
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,490
−HK$1,072/mo
Today · 4.125%
HK$41,562
baseline
▲ 0.50% · 4.625%
HK$43,753
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,124/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$582,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,534
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,857
−HK$1,344/mo
Today · 4.125%
HK$45,201
baseline
▲ 0.50% · 4.625%
HK$47,951
+HK$2,750/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,402/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,318
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,588
−HK$1,287/mo
Today · 4.125%
HK$49,875
baseline
▲ 0.50% · 4.625%
HK$52,504
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,750/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,623
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,166
−HK$1,569/mo
Today · 4.125%
HK$52,735
baseline
▲ 0.50% · 4.625%
HK$55,943
+HK$3,208/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,470/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,205
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,685
−HK$1,502/mo
Today · 4.125%
HK$58,187
baseline
▲ 0.50% · 4.625%
HK$61,255
+HK$3,068/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,374/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,801
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,785
−HK$2,017/mo
Today · 4.125%
HK$67,802
baseline
▲ 0.50% · 4.625%
HK$71,927
+HK$4,125/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,604/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,978
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,881
−HK$1,931/mo
Today · 4.125%
HK$74,812
baseline
▲ 0.50% · 4.625%
HK$78,756
+HK$3,944/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,624/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,910 · Scale 2, in force from 26 Feb 2026)