LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,447
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,549
−HK$1,121/mo
Today · 4.125%
HK$37,670
baseline
▲ 0.50% · 4.625%
HK$39,962
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,340/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$582,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,434
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,492
−HK$1,073/mo
Today · 4.125%
HK$41,565
baseline
▲ 0.50% · 4.625%
HK$43,756
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,130/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$582,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,536
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,859
−HK$1,344/mo
Today · 4.125%
HK$45,203
baseline
▲ 0.50% · 4.625%
HK$47,954
+HK$2,751/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,406/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,321
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,590
−HK$1,288/mo
Today · 4.125%
HK$49,878
baseline
▲ 0.50% · 4.625%
HK$52,507
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,756/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,625
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,169
−HK$1,568/mo
Today · 4.125%
HK$52,737
baseline
▲ 0.50% · 4.625%
HK$55,946
+HK$3,209/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,474/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,208
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,688
−HK$1,502/mo
Today · 4.125%
HK$58,190
baseline
▲ 0.50% · 4.625%
HK$61,258
+HK$3,068/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,380/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,804
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,789
−HK$2,016/mo
Today · 4.125%
HK$67,805
baseline
▲ 0.50% · 4.625%
HK$71,931
+HK$4,126/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,610/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,981
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,885
−HK$1,931/mo
Today · 4.125%
HK$74,816
baseline
▲ 0.50% · 4.625%
HK$78,760
+HK$3,944/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,632/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,940 · Scale 2, in force from 26 Feb 2026)