LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,449
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,551
−HK$1,121/mo
Today · 4.125%
HK$37,672
baseline
▲ 0.50% · 4.625%
HK$39,964
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,344/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$582,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,436
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,494
−HK$1,073/mo
Today · 4.125%
HK$41,567
baseline
▲ 0.50% · 4.625%
HK$43,758
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,134/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$582,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,539
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,862
−HK$1,344/mo
Today · 4.125%
HK$45,206
baseline
▲ 0.50% · 4.625%
HK$47,957
+HK$2,751/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,412/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,324
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$48,593
−HK$1,287/mo
Today · 4.125%
HK$49,880
baseline
▲ 0.50% · 4.625%
HK$52,510
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,760/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,628
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,172
−HK$1,568/mo
Today · 4.125%
HK$52,740
baseline
▲ 0.50% · 4.625%
HK$55,950
+HK$3,210/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,480/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,211
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,692
−HK$1,502/mo
Today · 4.125%
HK$58,194
baseline
▲ 0.50% · 4.625%
HK$61,261
+HK$3,067/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,388/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,808
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,793
−HK$2,016/mo
Today · 4.125%
HK$67,809
baseline
▲ 0.50% · 4.625%
HK$71,935
+HK$4,126/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,618/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,985
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,889
−HK$1,932/mo
Today · 4.125%
HK$74,821
baseline
▲ 0.50% · 4.625%
HK$78,765
+HK$3,944/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,642/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,974 · Scale 2, in force from 26 Feb 2026)