LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,450
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,552
−HK$1,121/mo
Today · 4.125%
HK$37,673
baseline
▲ 0.50% · 4.625%
HK$39,965
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,346/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$582,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,437
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,495
−HK$1,073/mo
Today · 4.125%
HK$41,568
baseline
▲ 0.50% · 4.625%
HK$43,759
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,136/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$582,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,540
−HK$2,667/mo
▼ 0.25% · 3.875%
HK$43,863
−HK$1,344/mo
Today · 4.125%
HK$45,207
baseline
▲ 0.50% · 4.625%
HK$47,958
+HK$2,751/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,414/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,325
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,594
−HK$1,288/mo
Today · 4.125%
HK$49,882
baseline
▲ 0.50% · 4.625%
HK$52,511
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,764/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$582,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,630
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,173
−HK$1,569/mo
Today · 4.125%
HK$52,742
baseline
▲ 0.50% · 4.625%
HK$55,951
+HK$3,209/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,484/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,212
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,693
−HK$1,502/mo
Today · 4.125%
HK$58,195
baseline
▲ 0.50% · 4.625%
HK$61,263
+HK$3,068/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,390/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$582,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,809
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,794
−HK$2,017/mo
Today · 4.125%
HK$67,811
baseline
▲ 0.50% · 4.625%
HK$71,937
+HK$4,126/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,622/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,987
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,891
−HK$1,932/mo
Today · 4.125%
HK$74,823
baseline
▲ 0.50% · 4.625%
HK$78,767
+HK$3,944/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,646/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$582,989 · Scale 2, in force from 26 Feb 2026)