LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,451
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,553
−HK$1,121/mo
Today · 4.125%
HK$37,674
baseline
▲ 0.50% · 4.625%
HK$39,966
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,348/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,439
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$40,496
−HK$1,073/mo
Today · 4.125%
HK$41,569
baseline
▲ 0.50% · 4.625%
HK$43,760
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,138/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,541
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,864
−HK$1,345/mo
Today · 4.125%
HK$45,209
baseline
▲ 0.50% · 4.625%
HK$47,959
+HK$2,750/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,418/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,326
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,595
−HK$1,288/mo
Today · 4.125%
HK$49,883
baseline
▲ 0.50% · 4.625%
HK$52,513
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,766/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,631
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,175
−HK$1,568/mo
Today · 4.125%
HK$52,743
baseline
▲ 0.50% · 4.625%
HK$55,953
+HK$3,210/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,486/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,214
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,695
−HK$1,502/mo
Today · 4.125%
HK$58,197
baseline
▲ 0.50% · 4.625%
HK$61,265
+HK$3,068/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,394/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,811
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,796
−HK$2,017/mo
Today · 4.125%
HK$67,813
baseline
▲ 0.50% · 4.625%
HK$71,939
+HK$4,126/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,626/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,989
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,893
−HK$1,932/mo
Today · 4.125%
HK$74,825
baseline
▲ 0.50% · 4.625%
HK$78,769
+HK$3,944/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,650/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,005 · Scale 2, in force from 26 Feb 2026)