LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,453
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,556
−HK$1,120/mo
Today · 4.125%
HK$37,676
baseline
▲ 0.50% · 4.625%
HK$39,969
+HK$2,293/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,352/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,441
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,499
−HK$1,073/mo
Today · 4.125%
HK$41,572
baseline
▲ 0.50% · 4.625%
HK$43,763
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,144/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,543
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,867
−HK$1,344/mo
Today · 4.125%
HK$45,211
baseline
▲ 0.50% · 4.625%
HK$47,962
+HK$2,751/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,422/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,329
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,598
−HK$1,288/mo
Today · 4.125%
HK$49,886
baseline
▲ 0.50% · 4.625%
HK$52,516
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,772/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,634
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,178
−HK$1,568/mo
Today · 4.125%
HK$52,746
baseline
▲ 0.50% · 4.625%
HK$55,956
+HK$3,210/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,492/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,217
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,698
−HK$1,503/mo
Today · 4.125%
HK$58,201
baseline
▲ 0.50% · 4.625%
HK$61,268
+HK$3,067/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,402/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,815
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,800
−HK$2,017/mo
Today · 4.125%
HK$67,817
baseline
▲ 0.50% · 4.625%
HK$71,943
+HK$4,126/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,634/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,994
−HK$3,835/mo
▼ 0.25% · 3.875%
HK$72,898
−HK$1,931/mo
Today · 4.125%
HK$74,829
baseline
▲ 0.50% · 4.625%
HK$78,774
+HK$3,945/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,658/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,041 · Scale 2, in force from 26 Feb 2026)