LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,453
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,556
−HK$1,120/mo
Today · 4.125%
HK$37,676
baseline
▲ 0.50% · 4.625%
HK$39,969
+HK$2,293/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,352/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,441
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,499
−HK$1,073/mo
Today · 4.125%
HK$41,572
baseline
▲ 0.50% · 4.625%
HK$43,763
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,144/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,544
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,867
−HK$1,345/mo
Today · 4.125%
HK$45,212
baseline
▲ 0.50% · 4.625%
HK$47,963
+HK$2,751/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,424/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,329
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,599
−HK$1,288/mo
Today · 4.125%
HK$49,887
baseline
▲ 0.50% · 4.625%
HK$52,516
+HK$2,629/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,774/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,634
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,178
−HK$1,569/mo
Today · 4.125%
HK$52,747
baseline
▲ 0.50% · 4.625%
HK$55,956
+HK$3,209/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,494/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,218
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,699
−HK$1,502/mo
Today · 4.125%
HK$58,201
baseline
▲ 0.50% · 4.625%
HK$61,269
+HK$3,068/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,402/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,816
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$65,801
−HK$2,016/mo
Today · 4.125%
HK$67,817
baseline
▲ 0.50% · 4.625%
HK$71,944
+HK$4,127/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,634/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,045 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,994
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,898
−HK$1,932/mo
Today · 4.125%
HK$74,830
baseline
▲ 0.50% · 4.625%
HK$78,774
+HK$3,944/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,660/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,045 · Scale 2, in force from 26 Feb 2026)