LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,455
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,558
−HK$1,120/mo
Today · 4.125%
HK$37,678
baseline
▲ 0.50% · 4.625%
HK$39,971
+HK$2,293/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,356/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,443
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,501
−HK$1,073/mo
Today · 4.125%
HK$41,574
baseline
▲ 0.50% · 4.625%
HK$43,766
+HK$2,192/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,148/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,546
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,870
−HK$1,344/mo
Today · 4.125%
HK$45,214
baseline
▲ 0.50% · 4.625%
HK$47,965
+HK$2,751/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,428/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,332
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,602
−HK$1,287/mo
Today · 4.125%
HK$49,889
baseline
▲ 0.50% · 4.625%
HK$52,519
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,778/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,637
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,181
−HK$1,569/mo
Today · 4.125%
HK$52,750
baseline
▲ 0.50% · 4.625%
HK$55,959
+HK$3,209/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,500/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,221
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,702
−HK$1,502/mo
Today · 4.125%
HK$58,204
baseline
▲ 0.50% · 4.625%
HK$61,272
+HK$3,068/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,408/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,819
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,804
−HK$2,017/mo
Today · 4.125%
HK$67,821
baseline
▲ 0.50% · 4.625%
HK$71,948
+HK$4,127/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,642/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,998
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,902
−HK$1,932/mo
Today · 4.125%
HK$74,834
baseline
▲ 0.50% · 4.625%
HK$78,779
+HK$3,945/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,668/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,077 · Scale 2, in force from 26 Feb 2026)