LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,456
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,559
−HK$1,121/mo
Today · 4.125%
HK$37,680
baseline
▲ 0.50% · 4.625%
HK$39,972
+HK$2,292/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,360/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,445
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,502
−HK$1,074/mo
Today · 4.125%
HK$41,576
baseline
▲ 0.50% · 4.625%
HK$43,767
+HK$2,191/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,152/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,547
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,871
−HK$1,344/mo
Today · 4.125%
HK$45,215
baseline
▲ 0.50% · 4.625%
HK$47,967
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,430/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,334
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,603
−HK$1,288/mo
Today · 4.125%
HK$49,891
baseline
▲ 0.50% · 4.625%
HK$52,521
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,782/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,639
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,183
−HK$1,568/mo
Today · 4.125%
HK$52,751
baseline
▲ 0.50% · 4.625%
HK$55,961
+HK$3,210/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,502/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,222
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,703
−HK$1,503/mo
Today · 4.125%
HK$58,206
baseline
▲ 0.50% · 4.625%
HK$61,274
+HK$3,068/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,412/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,821
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,806
−HK$2,017/mo
Today · 4.125%
HK$67,823
baseline
▲ 0.50% · 4.625%
HK$71,950
+HK$4,127/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,646/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,000
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,904
−HK$1,932/mo
Today · 4.125%
HK$74,836
baseline
▲ 0.50% · 4.625%
HK$78,781
+HK$3,945/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,672/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,095 · Scale 2, in force from 26 Feb 2026)