LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,457
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,560
−HK$1,120/mo
Today · 4.125%
HK$37,680
baseline
▲ 0.50% · 4.625%
HK$39,973
+HK$2,293/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,360/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,445
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,503
−HK$1,073/mo
Today · 4.125%
HK$41,576
baseline
▲ 0.50% · 4.625%
HK$43,768
+HK$2,192/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,152/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,548
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,872
−HK$1,344/mo
Today · 4.125%
HK$45,216
baseline
▲ 0.50% · 4.625%
HK$47,968
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,432/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,334
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,604
−HK$1,288/mo
Today · 4.125%
HK$49,892
baseline
▲ 0.50% · 4.625%
HK$52,522
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,784/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,640
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,184
−HK$1,568/mo
Today · 4.125%
HK$52,752
baseline
▲ 0.50% · 4.625%
HK$55,962
+HK$3,210/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,504/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,224
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,705
−HK$1,502/mo
Today · 4.125%
HK$58,207
baseline
▲ 0.50% · 4.625%
HK$61,275
+HK$3,068/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,414/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,822
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,808
−HK$2,017/mo
Today · 4.125%
HK$67,825
baseline
▲ 0.50% · 4.625%
HK$71,951
+HK$4,126/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,650/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,002
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,906
−HK$1,932/mo
Today · 4.125%
HK$74,838
baseline
▲ 0.50% · 4.625%
HK$78,782
+HK$3,944/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,676/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,106 · Scale 2, in force from 26 Feb 2026)