LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,458
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$36,561
−HK$1,120/mo
Today · 4.125%
HK$37,681
baseline
▲ 0.50% · 4.625%
HK$39,974
+HK$2,293/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$75,362/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,446
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,504
−HK$1,073/mo
Today · 4.125%
HK$41,577
baseline
▲ 0.50% · 4.625%
HK$43,769
+HK$2,192/mo
Deposit HK$7.77M · loan HK$7.77M · min. income ≈ HK$83,154/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,549
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,873
−HK$1,344/mo
Today · 4.125%
HK$45,217
baseline
▲ 0.50% · 4.625%
HK$47,969
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,434/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,336
−HK$2,557/mo
▼ 0.25% · 3.875%
HK$48,605
−HK$1,288/mo
Today · 4.125%
HK$49,893
baseline
▲ 0.50% · 4.625%
HK$52,523
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,786/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,641
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,185
−HK$1,569/mo
Today · 4.125%
HK$52,754
baseline
▲ 0.50% · 4.625%
HK$55,964
+HK$3,210/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$105,508/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,225
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,706
−HK$1,502/mo
Today · 4.125%
HK$58,208
baseline
▲ 0.50% · 4.625%
HK$61,277
+HK$3,069/mo
Deposit HK$4.66M · loan HK$10.88M · min. income ≈ HK$116,416/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,824
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$65,809
−HK$2,017/mo
Today · 4.125%
HK$67,826
baseline
▲ 0.50% · 4.625%
HK$71,953
+HK$4,127/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$135,652/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,003
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,908
−HK$1,931/mo
Today · 4.125%
HK$74,839
baseline
▲ 0.50% · 4.625%
HK$78,784
+HK$3,945/mo
Deposit HK$1.55M · loan HK$13.99M · min. income ≈ HK$149,678/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,120 · Scale 2, in force from 26 Feb 2026)