LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,459
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,562
−HK$1,121/mo
Today · 4.125%
HK$37,683
baseline
▲ 0.50% · 4.625%
HK$39,976
+HK$2,293/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,366/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,448
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,506
−HK$1,073/mo
Today · 4.125%
HK$41,579
baseline
▲ 0.50% · 4.625%
HK$43,771
+HK$2,192/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,158/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,551
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,874
−HK$1,345/mo
Today · 4.125%
HK$45,219
baseline
▲ 0.50% · 4.625%
HK$47,971
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,438/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,337
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,607
−HK$1,288/mo
Today · 4.125%
HK$49,895
baseline
▲ 0.50% · 4.625%
HK$52,525
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,790/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,643
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,187
−HK$1,569/mo
Today · 4.125%
HK$52,756
baseline
▲ 0.50% · 4.625%
HK$55,966
+HK$3,210/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,512/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,227
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,708
−HK$1,503/mo
Today · 4.125%
HK$58,211
baseline
▲ 0.50% · 4.625%
HK$61,279
+HK$3,068/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,422/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,826
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,812
−HK$2,017/mo
Today · 4.125%
HK$67,829
baseline
▲ 0.50% · 4.625%
HK$71,956
+HK$4,127/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,658/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,006
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,911
−HK$1,931/mo
Today · 4.125%
HK$74,842
baseline
▲ 0.50% · 4.625%
HK$78,787
+HK$3,945/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,684/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,143 · Scale 2, in force from 26 Feb 2026)