LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,461
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,564
−HK$1,121/mo
Today · 4.125%
HK$37,685
baseline
▲ 0.50% · 4.625%
HK$39,978
+HK$2,293/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,370/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,450
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,508
−HK$1,074/mo
Today · 4.125%
HK$41,582
baseline
▲ 0.50% · 4.625%
HK$43,774
+HK$2,192/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,164/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,554
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,877
−HK$1,345/mo
Today · 4.125%
HK$45,222
baseline
▲ 0.50% · 4.625%
HK$47,974
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,444/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,340
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,610
−HK$1,288/mo
Today · 4.125%
HK$49,898
baseline
▲ 0.50% · 4.625%
HK$52,528
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,796/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,646
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,190
−HK$1,569/mo
Today · 4.125%
HK$52,759
baseline
▲ 0.50% · 4.625%
HK$55,969
+HK$3,210/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,518/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,230
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,712
−HK$1,502/mo
Today · 4.125%
HK$58,214
baseline
▲ 0.50% · 4.625%
HK$61,283
+HK$3,069/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,428/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,830
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,816
−HK$2,017/mo
Today · 4.125%
HK$67,833
baseline
▲ 0.50% · 4.625%
HK$71,961
+HK$4,128/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,666/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,011
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,915
−HK$1,932/mo
Today · 4.125%
HK$74,847
baseline
▲ 0.50% · 4.625%
HK$78,792
+HK$3,945/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,694/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,180 · Scale 2, in force from 26 Feb 2026)