LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,462
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,565
−HK$1,121/mo
Today · 4.125%
HK$37,686
baseline
▲ 0.50% · 4.625%
HK$39,979
+HK$2,293/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,372/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,451
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,509
−HK$1,074/mo
Today · 4.125%
HK$41,583
baseline
▲ 0.50% · 4.625%
HK$43,775
+HK$2,192/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,166/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,554
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,878
−HK$1,345/mo
Today · 4.125%
HK$45,223
baseline
▲ 0.50% · 4.625%
HK$47,975
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,446/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,341
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,611
−HK$1,288/mo
Today · 4.125%
HK$49,899
baseline
▲ 0.50% · 4.625%
HK$52,529
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,798/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,647
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,191
−HK$1,569/mo
Today · 4.125%
HK$52,760
baseline
▲ 0.50% · 4.625%
HK$55,971
+HK$3,211/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,520/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,232
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,713
−HK$1,503/mo
Today · 4.125%
HK$58,216
baseline
▲ 0.50% · 4.625%
HK$61,284
+HK$3,068/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,432/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,832
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,817
−HK$2,018/mo
Today · 4.125%
HK$67,835
baseline
▲ 0.50% · 4.625%
HK$71,962
+HK$4,127/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,670/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,012
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,917
−HK$1,932/mo
Today · 4.125%
HK$74,849
baseline
▲ 0.50% · 4.625%
HK$78,794
+HK$3,945/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,698/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,193 · Scale 2, in force from 26 Feb 2026)