LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,462
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,565
−HK$1,121/mo
Today · 4.125%
HK$37,686
baseline
▲ 0.50% · 4.625%
HK$39,979
+HK$2,293/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,372/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,452
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,510
−HK$1,073/mo
Today · 4.125%
HK$41,583
baseline
▲ 0.50% · 4.625%
HK$43,775
+HK$2,192/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,166/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,555
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,879
−HK$1,344/mo
Today · 4.125%
HK$45,223
baseline
▲ 0.50% · 4.625%
HK$47,975
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,446/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,342
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,612
−HK$1,288/mo
Today · 4.125%
HK$49,900
baseline
▲ 0.50% · 4.625%
HK$52,530
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,800/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,647
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,192
−HK$1,569/mo
Today · 4.125%
HK$52,761
baseline
▲ 0.50% · 4.625%
HK$55,971
+HK$3,210/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,522/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,232
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,713
−HK$1,503/mo
Today · 4.125%
HK$58,216
baseline
▲ 0.50% · 4.625%
HK$61,285
+HK$3,069/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,432/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,832
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,818
−HK$2,017/mo
Today · 4.125%
HK$67,835
baseline
▲ 0.50% · 4.625%
HK$71,963
+HK$4,128/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,670/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,013
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,917
−HK$1,932/mo
Today · 4.125%
HK$74,849
baseline
▲ 0.50% · 4.625%
HK$78,795
+HK$3,946/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,698/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,197 · Scale 2, in force from 26 Feb 2026)