LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,463
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,566
−HK$1,121/mo
Today · 4.125%
HK$37,687
baseline
▲ 0.50% · 4.625%
HK$39,980
+HK$2,293/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,374/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,453
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,511
−HK$1,073/mo
Today · 4.125%
HK$41,584
baseline
▲ 0.50% · 4.625%
HK$43,776
+HK$2,192/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,168/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,556
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,880
−HK$1,345/mo
Today · 4.125%
HK$45,225
baseline
▲ 0.50% · 4.625%
HK$47,976
+HK$2,751/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,450/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,343
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,613
−HK$1,288/mo
Today · 4.125%
HK$49,901
baseline
▲ 0.50% · 4.625%
HK$52,531
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,802/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,649
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,193
−HK$1,569/mo
Today · 4.125%
HK$52,762
baseline
▲ 0.50% · 4.625%
HK$55,972
+HK$3,210/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,524/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,234
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,715
−HK$1,503/mo
Today · 4.125%
HK$58,218
baseline
▲ 0.50% · 4.625%
HK$61,286
+HK$3,068/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,436/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,834
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,820
−HK$2,017/mo
Today · 4.125%
HK$67,837
baseline
▲ 0.50% · 4.625%
HK$71,965
+HK$4,128/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,674/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,015
−HK$3,836/mo
▼ 0.25% · 3.875%
HK$72,919
−HK$1,932/mo
Today · 4.125%
HK$74,851
baseline
▲ 0.50% · 4.625%
HK$78,797
+HK$3,946/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,702/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,213 · Scale 2, in force from 26 Feb 2026)