LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,465
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,569
−HK$1,120/mo
Today · 4.125%
HK$37,689
baseline
▲ 0.50% · 4.625%
HK$39,983
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,378/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,455
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,513
−HK$1,074/mo
Today · 4.125%
HK$41,587
baseline
▲ 0.50% · 4.625%
HK$43,779
+HK$2,192/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,174/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,559
−HK$2,668/mo
▼ 0.25% · 3.875%
HK$43,882
−HK$1,345/mo
Today · 4.125%
HK$45,227
baseline
▲ 0.50% · 4.625%
HK$47,979
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,454/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,346
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,616
−HK$1,288/mo
Today · 4.125%
HK$49,904
baseline
▲ 0.50% · 4.625%
HK$52,534
+HK$2,630/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,808/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,652
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,196
−HK$1,569/mo
Today · 4.125%
HK$52,765
baseline
▲ 0.50% · 4.625%
HK$55,976
+HK$3,211/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,530/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,237
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,718
−HK$1,503/mo
Today · 4.125%
HK$58,221
baseline
▲ 0.50% · 4.625%
HK$61,290
+HK$3,069/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,442/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,838
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,824
−HK$2,017/mo
Today · 4.125%
HK$67,841
baseline
▲ 0.50% · 4.625%
HK$71,969
+HK$4,128/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,682/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,019
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,924
−HK$1,932/mo
Today · 4.125%
HK$74,856
baseline
▲ 0.50% · 4.625%
HK$78,802
+HK$3,946/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,712/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,248 · Scale 2, in force from 26 Feb 2026)