LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,467
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,570
−HK$1,121/mo
Today · 4.125%
HK$37,691
baseline
▲ 0.50% · 4.625%
HK$39,984
+HK$2,293/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,382/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,457
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,515
−HK$1,073/mo
Today · 4.125%
HK$41,588
baseline
▲ 0.50% · 4.625%
HK$43,780
+HK$2,192/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,176/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,560
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,884
−HK$1,345/mo
Today · 4.125%
HK$45,229
baseline
▲ 0.50% · 4.625%
HK$47,981
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,458/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,348
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,618
−HK$1,288/mo
Today · 4.125%
HK$49,906
baseline
▲ 0.50% · 4.625%
HK$52,537
+HK$2,631/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,812/mo (50% DSR)
Upfront cash ≈ HK$6.80M (deposit + AVD stamp duty HK$583,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,654
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,198
−HK$1,569/mo
Today · 4.125%
HK$52,767
baseline
▲ 0.50% · 4.625%
HK$55,978
+HK$3,211/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,534/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,239
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,721
−HK$1,503/mo
Today · 4.125%
HK$58,224
baseline
▲ 0.50% · 4.625%
HK$61,293
+HK$3,069/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,448/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,840
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,826
−HK$2,018/mo
Today · 4.125%
HK$67,844
baseline
▲ 0.50% · 4.625%
HK$71,972
+HK$4,128/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,688/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,272 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,022
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,927
−HK$1,932/mo
Today · 4.125%
HK$74,859
baseline
▲ 0.50% · 4.625%
HK$78,805
+HK$3,946/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,718/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,272 · Scale 2, in force from 26 Feb 2026)