LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,468
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,571
−HK$1,121/mo
Today · 4.125%
HK$37,692
baseline
▲ 0.50% · 4.625%
HK$39,985
+HK$2,293/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,384/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,458
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,516
−HK$1,073/mo
Today · 4.125%
HK$41,589
baseline
▲ 0.50% · 4.625%
HK$43,782
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,178/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,561
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,885
−HK$1,345/mo
Today · 4.125%
HK$45,230
baseline
▲ 0.50% · 4.625%
HK$47,983
+HK$2,753/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,460/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,349
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,619
−HK$1,288/mo
Today · 4.125%
HK$49,907
baseline
▲ 0.50% · 4.625%
HK$52,538
+HK$2,631/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,814/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,655
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,200
−HK$1,569/mo
Today · 4.125%
HK$52,769
baseline
▲ 0.50% · 4.625%
HK$55,980
+HK$3,211/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,538/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,241
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,722
−HK$1,503/mo
Today · 4.125%
HK$58,225
baseline
▲ 0.50% · 4.625%
HK$61,294
+HK$3,069/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,450/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,842
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,828
−HK$2,018/mo
Today · 4.125%
HK$67,846
baseline
▲ 0.50% · 4.625%
HK$71,974
+HK$4,128/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,692/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,024
−HK$3,837/mo
▼ 0.25% · 3.875%
HK$72,929
−HK$1,932/mo
Today · 4.125%
HK$74,861
baseline
▲ 0.50% · 4.625%
HK$78,807
+HK$3,946/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,722/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,288 · Scale 2, in force from 26 Feb 2026)