LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,469
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,572
−HK$1,121/mo
Today · 4.125%
HK$37,693
baseline
▲ 0.50% · 4.625%
HK$39,986
+HK$2,293/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,386/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,459
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$40,517
−HK$1,073/mo
Today · 4.125%
HK$41,590
baseline
▲ 0.50% · 4.625%
HK$43,783
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,180/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,562
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,886
−HK$1,345/mo
Today · 4.125%
HK$45,231
baseline
▲ 0.50% · 4.625%
HK$47,984
+HK$2,753/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,462/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,350
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,620
−HK$1,288/mo
Today · 4.125%
HK$49,908
baseline
▲ 0.50% · 4.625%
HK$52,539
+HK$2,631/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,816/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,656
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,201
−HK$1,569/mo
Today · 4.125%
HK$52,770
baseline
▲ 0.50% · 4.625%
HK$55,981
+HK$3,211/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,540/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,242
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,723
−HK$1,503/mo
Today · 4.125%
HK$58,226
baseline
▲ 0.50% · 4.625%
HK$61,296
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,452/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,844
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$65,829
−HK$2,018/mo
Today · 4.125%
HK$67,847
baseline
▲ 0.50% · 4.625%
HK$71,975
+HK$4,128/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,694/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,025
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,930
−HK$1,933/mo
Today · 4.125%
HK$74,863
baseline
▲ 0.50% · 4.625%
HK$78,809
+HK$3,946/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,726/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,301 · Scale 2, in force from 26 Feb 2026)