LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,472
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,575
−HK$1,121/mo
Today · 4.125%
HK$37,696
baseline
▲ 0.50% · 4.625%
HK$39,990
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,392/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,462
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,521
−HK$1,073/mo
Today · 4.125%
HK$41,594
baseline
▲ 0.50% · 4.625%
HK$43,787
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,188/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,566
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,891
−HK$1,345/mo
Today · 4.125%
HK$45,236
baseline
▲ 0.50% · 4.625%
HK$47,988
+HK$2,752/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,472/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,355
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,625
−HK$1,288/mo
Today · 4.125%
HK$49,913
baseline
▲ 0.50% · 4.625%
HK$52,544
+HK$2,631/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,826/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,661
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,206
−HK$1,569/mo
Today · 4.125%
HK$52,775
baseline
▲ 0.50% · 4.625%
HK$55,986
+HK$3,211/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,550/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,247
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,729
−HK$1,503/mo
Today · 4.125%
HK$58,232
baseline
▲ 0.50% · 4.625%
HK$61,302
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,464/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,850
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,836
−HK$2,018/mo
Today · 4.125%
HK$67,854
baseline
▲ 0.50% · 4.625%
HK$71,982
+HK$4,128/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,708/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,032
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,937
−HK$1,933/mo
Today · 4.125%
HK$74,870
baseline
▲ 0.50% · 4.625%
HK$78,816
+HK$3,946/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,740/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,357 · Scale 2, in force from 26 Feb 2026)