LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,476
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,579
−HK$1,121/mo
Today · 4.125%
HK$37,700
baseline
▲ 0.50% · 4.625%
HK$39,994
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,400/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,466
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,525
−HK$1,074/mo
Today · 4.125%
HK$41,599
baseline
▲ 0.50% · 4.625%
HK$43,791
+HK$2,192/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,198/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,571
−HK$2,669/mo
▼ 0.25% · 3.875%
HK$43,895
−HK$1,345/mo
Today · 4.125%
HK$45,240
baseline
▲ 0.50% · 4.625%
HK$47,993
+HK$2,753/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,480/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,360
−HK$2,558/mo
▼ 0.25% · 3.875%
HK$48,630
−HK$1,288/mo
Today · 4.125%
HK$49,918
baseline
▲ 0.50% · 4.625%
HK$52,550
+HK$2,632/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,836/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,666
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,211
−HK$1,570/mo
Today · 4.125%
HK$52,781
baseline
▲ 0.50% · 4.625%
HK$55,992
+HK$3,211/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,562/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,253
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,735
−HK$1,503/mo
Today · 4.125%
HK$58,238
baseline
▲ 0.50% · 4.625%
HK$61,308
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,476/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,856
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,843
−HK$2,018/mo
Today · 4.125%
HK$67,861
baseline
▲ 0.50% · 4.625%
HK$71,990
+HK$4,129/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,722/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,039
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,945
−HK$1,933/mo
Today · 4.125%
HK$74,878
baseline
▲ 0.50% · 4.625%
HK$78,824
+HK$3,946/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,756/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,417 · Scale 2, in force from 26 Feb 2026)