LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,477
−HK$2,224/mo
▼ 0.25% · 3.875%
HK$36,580
−HK$1,121/mo
Today · 4.125%
HK$37,701
baseline
▲ 0.50% · 4.625%
HK$39,995
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,402/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,467
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,526
−HK$1,074/mo
Today · 4.125%
HK$41,600
baseline
▲ 0.50% · 4.625%
HK$43,793
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,200/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,572
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,896
−HK$1,346/mo
Today · 4.125%
HK$45,242
baseline
▲ 0.50% · 4.625%
HK$47,995
+HK$2,753/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$90,484/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,361
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,631
−HK$1,289/mo
Today · 4.125%
HK$49,920
baseline
▲ 0.50% · 4.625%
HK$52,551
+HK$2,631/mo
Deposit HK$6.22M · loan HK$9.33M · min. income ≈ HK$99,840/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,667
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,212
−HK$1,570/mo
Today · 4.125%
HK$52,782
baseline
▲ 0.50% · 4.625%
HK$55,994
+HK$3,212/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,564/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,254
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,736
−HK$1,504/mo
Today · 4.125%
HK$58,240
baseline
▲ 0.50% · 4.625%
HK$61,310
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,480/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,858
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$65,844
−HK$2,018/mo
Today · 4.125%
HK$67,862
baseline
▲ 0.50% · 4.625%
HK$71,992
+HK$4,130/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,724/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,041
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,947
−HK$1,933/mo
Today · 4.125%
HK$74,880
baseline
▲ 0.50% · 4.625%
HK$78,827
+HK$3,947/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,760/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,433 · Scale 2, in force from 26 Feb 2026)