LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,478
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,581
−HK$1,122/mo
Today · 4.125%
HK$37,703
baseline
▲ 0.50% · 4.625%
HK$39,997
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,406/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,469
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,527
−HK$1,074/mo
Today · 4.125%
HK$41,601
baseline
▲ 0.50% · 4.625%
HK$43,794
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,202/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,573
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,898
−HK$1,345/mo
Today · 4.125%
HK$45,243
baseline
▲ 0.50% · 4.625%
HK$47,996
+HK$2,753/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$90,486/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,362
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,633
−HK$1,288/mo
Today · 4.125%
HK$49,921
baseline
▲ 0.50% · 4.625%
HK$52,553
+HK$2,632/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$99,842/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,669
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,214
−HK$1,570/mo
Today · 4.125%
HK$52,784
baseline
▲ 0.50% · 4.625%
HK$55,995
+HK$3,211/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,568/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,256
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,738
−HK$1,504/mo
Today · 4.125%
HK$58,242
baseline
▲ 0.50% · 4.625%
HK$61,312
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,484/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,860
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,846
−HK$2,019/mo
Today · 4.125%
HK$67,865
baseline
▲ 0.50% · 4.625%
HK$71,994
+HK$4,129/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,730/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,044
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,949
−HK$1,933/mo
Today · 4.125%
HK$74,882
baseline
▲ 0.50% · 4.625%
HK$78,829
+HK$3,947/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,764/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,452 · Scale 2, in force from 26 Feb 2026)