LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,479
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,583
−HK$1,121/mo
Today · 4.125%
HK$37,704
baseline
▲ 0.50% · 4.625%
HK$39,998
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,408/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,470
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,529
−HK$1,074/mo
Today · 4.125%
HK$41,603
baseline
▲ 0.50% · 4.625%
HK$43,796
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,206/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,575
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,900
−HK$1,345/mo
Today · 4.125%
HK$45,245
baseline
▲ 0.50% · 4.625%
HK$47,998
+HK$2,753/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$90,490/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,365
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,635
−HK$1,289/mo
Today · 4.125%
HK$49,924
baseline
▲ 0.50% · 4.625%
HK$52,555
+HK$2,631/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$99,848/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,671
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,216
−HK$1,570/mo
Today · 4.125%
HK$52,786
baseline
▲ 0.50% · 4.625%
HK$55,998
+HK$3,212/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,572/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,259
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,741
−HK$1,503/mo
Today · 4.125%
HK$58,244
baseline
▲ 0.50% · 4.625%
HK$61,314
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,488/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,863
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,849
−HK$2,019/mo
Today · 4.125%
HK$67,868
baseline
▲ 0.50% · 4.625%
HK$71,997
+HK$4,129/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,736/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,047
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,952
−HK$1,933/mo
Today · 4.125%
HK$74,885
baseline
▲ 0.50% · 4.625%
HK$78,833
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,770/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,477 · Scale 2, in force from 26 Feb 2026)