LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,482
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,586
−HK$1,121/mo
Today · 4.125%
HK$37,707
baseline
▲ 0.50% · 4.625%
HK$40,001
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,414/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,473
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,532
−HK$1,074/mo
Today · 4.125%
HK$41,606
baseline
▲ 0.50% · 4.625%
HK$43,799
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,212/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,578
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,903
−HK$1,345/mo
Today · 4.125%
HK$45,248
baseline
▲ 0.50% · 4.625%
HK$48,002
+HK$2,754/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$90,496/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,368
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,638
−HK$1,289/mo
Today · 4.125%
HK$49,927
baseline
▲ 0.50% · 4.625%
HK$52,559
+HK$2,632/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$99,854/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,675
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,220
−HK$1,570/mo
Today · 4.125%
HK$52,790
baseline
▲ 0.50% · 4.625%
HK$56,002
+HK$3,212/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,580/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,263
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,745
−HK$1,503/mo
Today · 4.125%
HK$58,248
baseline
▲ 0.50% · 4.625%
HK$61,319
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,496/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,868
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,854
−HK$2,019/mo
Today · 4.125%
HK$67,873
baseline
▲ 0.50% · 4.625%
HK$72,003
+HK$4,130/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,746/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,052
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,958
−HK$1,933/mo
Today · 4.125%
HK$74,891
baseline
▲ 0.50% · 4.625%
HK$78,838
+HK$3,947/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,782/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,520 · Scale 2, in force from 26 Feb 2026)