LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,483
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,586
−HK$1,122/mo
Today · 4.125%
HK$37,708
baseline
▲ 0.50% · 4.625%
HK$40,002
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,416/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,474
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,533
−HK$1,074/mo
Today · 4.125%
HK$41,607
baseline
▲ 0.50% · 4.625%
HK$43,800
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,214/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,579
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,904
−HK$1,345/mo
Today · 4.125%
HK$45,249
baseline
▲ 0.50% · 4.625%
HK$48,003
+HK$2,754/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$90,498/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,369
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,639
−HK$1,289/mo
Today · 4.125%
HK$49,928
baseline
▲ 0.50% · 4.625%
HK$52,560
+HK$2,632/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$99,856/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,676
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,221
−HK$1,570/mo
Today · 4.125%
HK$52,791
baseline
▲ 0.50% · 4.625%
HK$56,003
+HK$3,212/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,582/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,264
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,746
−HK$1,504/mo
Today · 4.125%
HK$58,250
baseline
▲ 0.50% · 4.625%
HK$61,320
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,500/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,869
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,856
−HK$2,018/mo
Today · 4.125%
HK$67,874
baseline
▲ 0.50% · 4.625%
HK$72,004
+HK$4,130/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$135,748/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,054
−HK$3,838/mo
▼ 0.25% · 3.875%
HK$72,959
−HK$1,933/mo
Today · 4.125%
HK$74,892
baseline
▲ 0.50% · 4.625%
HK$78,840
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.00M · min. income ≈ HK$149,784/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,533 · Scale 2, in force from 26 Feb 2026)