LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,484
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,587
−HK$1,122/mo
Today · 4.125%
HK$37,709
baseline
▲ 0.50% · 4.625%
HK$40,003
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,418/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,475
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,534
−HK$1,074/mo
Today · 4.125%
HK$41,608
baseline
▲ 0.50% · 4.625%
HK$43,801
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,216/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,580
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,905
−HK$1,345/mo
Today · 4.125%
HK$45,250
baseline
▲ 0.50% · 4.625%
HK$48,004
+HK$2,754/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$90,500/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,370
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,640
−HK$1,289/mo
Today · 4.125%
HK$49,929
baseline
▲ 0.50% · 4.625%
HK$52,561
+HK$2,632/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$99,858/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,677
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,222
−HK$1,570/mo
Today · 4.125%
HK$52,792
baseline
▲ 0.50% · 4.625%
HK$56,004
+HK$3,212/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,584/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,265
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,747
−HK$1,504/mo
Today · 4.125%
HK$58,251
baseline
▲ 0.50% · 4.625%
HK$61,321
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,502/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,870
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,857
−HK$2,019/mo
Today · 4.125%
HK$67,876
baseline
▲ 0.50% · 4.625%
HK$72,006
+HK$4,130/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,752/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,055
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,961
−HK$1,933/mo
Today · 4.125%
HK$74,894
baseline
▲ 0.50% · 4.625%
HK$78,842
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,788/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,545 · Scale 2, in force from 26 Feb 2026)