LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,484
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,588
−HK$1,121/mo
Today · 4.125%
HK$37,709
baseline
▲ 0.50% · 4.625%
HK$40,004
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,418/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,476
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,534
−HK$1,074/mo
Today · 4.125%
HK$41,608
baseline
▲ 0.50% · 4.625%
HK$43,802
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,216/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,581
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,905
−HK$1,346/mo
Today · 4.125%
HK$45,251
baseline
▲ 0.50% · 4.625%
HK$48,005
+HK$2,754/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$90,502/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,371
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,641
−HK$1,289/mo
Today · 4.125%
HK$49,930
baseline
▲ 0.50% · 4.625%
HK$52,562
+HK$2,632/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$99,860/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,678
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,223
−HK$1,570/mo
Today · 4.125%
HK$52,793
baseline
▲ 0.50% · 4.625%
HK$56,005
+HK$3,212/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,586/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,266
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,748
−HK$1,504/mo
Today · 4.125%
HK$58,252
baseline
▲ 0.50% · 4.625%
HK$61,322
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,504/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,871
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,858
−HK$2,019/mo
Today · 4.125%
HK$67,877
baseline
▲ 0.50% · 4.625%
HK$72,007
+HK$4,130/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,754/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,056
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,962
−HK$1,933/mo
Today · 4.125%
HK$74,895
baseline
▲ 0.50% · 4.625%
HK$78,843
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,790/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,555 · Scale 2, in force from 26 Feb 2026)