LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,485
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,589
−HK$1,121/mo
Today · 4.125%
HK$37,710
baseline
▲ 0.50% · 4.625%
HK$40,005
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,420/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,477
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,536
−HK$1,074/mo
Today · 4.125%
HK$41,610
baseline
▲ 0.50% · 4.625%
HK$43,803
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,220/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,582
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,907
−HK$1,345/mo
Today · 4.125%
HK$45,252
baseline
▲ 0.50% · 4.625%
HK$48,006
+HK$2,754/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$90,504/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,372
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,643
−HK$1,289/mo
Today · 4.125%
HK$49,932
baseline
▲ 0.50% · 4.625%
HK$52,564
+HK$2,632/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$99,864/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,679
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,225
−HK$1,570/mo
Today · 4.125%
HK$52,795
baseline
▲ 0.50% · 4.625%
HK$56,007
+HK$3,212/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,590/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,268
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,750
−HK$1,504/mo
Today · 4.125%
HK$58,254
baseline
▲ 0.50% · 4.625%
HK$61,324
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,508/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,873
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,860
−HK$2,019/mo
Today · 4.125%
HK$67,879
baseline
▲ 0.50% · 4.625%
HK$72,009
+HK$4,130/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,758/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,058
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,964
−HK$1,933/mo
Today · 4.125%
HK$74,897
baseline
▲ 0.50% · 4.625%
HK$78,845
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,794/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,572 · Scale 2, in force from 26 Feb 2026)