LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,486
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,590
−HK$1,121/mo
Today · 4.125%
HK$37,711
baseline
▲ 0.50% · 4.625%
HK$40,006
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,422/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,478
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,536
−HK$1,074/mo
Today · 4.125%
HK$41,610
baseline
▲ 0.50% · 4.625%
HK$43,804
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,220/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,583
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,908
−HK$1,345/mo
Today · 4.125%
HK$45,253
baseline
▲ 0.50% · 4.625%
HK$48,007
+HK$2,754/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$90,506/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,373
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,644
−HK$1,289/mo
Today · 4.125%
HK$49,933
baseline
▲ 0.50% · 4.625%
HK$52,565
+HK$2,632/mo
Deposit HK$6.22M · loan HK$9.34M · min. income ≈ HK$99,866/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,680
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,225
−HK$1,570/mo
Today · 4.125%
HK$52,795
baseline
▲ 0.50% · 4.625%
HK$56,008
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,590/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,269
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,751
−HK$1,504/mo
Today · 4.125%
HK$58,255
baseline
▲ 0.50% · 4.625%
HK$61,325
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,510/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,874
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,861
−HK$2,019/mo
Today · 4.125%
HK$67,880
baseline
▲ 0.50% · 4.625%
HK$72,010
+HK$4,130/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,760/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,060
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,965
−HK$1,934/mo
Today · 4.125%
HK$74,899
baseline
▲ 0.50% · 4.625%
HK$78,847
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,798/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,583 · Scale 2, in force from 26 Feb 2026)