LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,487
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,591
−HK$1,121/mo
Today · 4.125%
HK$37,712
baseline
▲ 0.50% · 4.625%
HK$40,007
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,424/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,479
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,538
−HK$1,074/mo
Today · 4.125%
HK$41,612
baseline
▲ 0.50% · 4.625%
HK$43,805
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,224/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$583,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,584
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,909
−HK$1,346/mo
Today · 4.125%
HK$45,255
baseline
▲ 0.50% · 4.625%
HK$48,008
+HK$2,753/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,510/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,375
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,645
−HK$1,289/mo
Today · 4.125%
HK$49,934
baseline
▲ 0.50% · 4.625%
HK$52,566
+HK$2,632/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,868/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,682
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,227
−HK$1,570/mo
Today · 4.125%
HK$52,797
baseline
▲ 0.50% · 4.625%
HK$56,010
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,594/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,271
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,753
−HK$1,504/mo
Today · 4.125%
HK$58,257
baseline
▲ 0.50% · 4.625%
HK$61,327
+HK$3,070/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,514/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,877
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,864
−HK$2,018/mo
Today · 4.125%
HK$67,882
baseline
▲ 0.50% · 4.625%
HK$72,013
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,764/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,603 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,062
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,968
−HK$1,933/mo
Today · 4.125%
HK$74,901
baseline
▲ 0.50% · 4.625%
HK$78,850
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,802/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,603 · Scale 2, in force from 26 Feb 2026)