LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,488
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,591
−HK$1,122/mo
Today · 4.125%
HK$37,713
baseline
▲ 0.50% · 4.625%
HK$40,008
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,426/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,480
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,538
−HK$1,074/mo
Today · 4.125%
HK$41,612
baseline
▲ 0.50% · 4.625%
HK$43,806
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,224/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,585
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,910
−HK$1,346/mo
Today · 4.125%
HK$45,256
baseline
▲ 0.50% · 4.625%
HK$48,009
+HK$2,753/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,512/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,375
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,646
−HK$1,289/mo
Today · 4.125%
HK$49,935
baseline
▲ 0.50% · 4.625%
HK$52,567
+HK$2,632/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,870/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,683
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,228
−HK$1,570/mo
Today · 4.125%
HK$52,798
baseline
▲ 0.50% · 4.625%
HK$56,011
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,596/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,271
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,754
−HK$1,503/mo
Today · 4.125%
HK$58,257
baseline
▲ 0.50% · 4.625%
HK$61,328
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,514/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,878
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,865
−HK$2,018/mo
Today · 4.125%
HK$67,883
baseline
▲ 0.50% · 4.625%
HK$72,014
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,766/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,063
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$72,969
−HK$1,933/mo
Today · 4.125%
HK$74,902
baseline
▲ 0.50% · 4.625%
HK$78,851
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,804/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,611 · Scale 2, in force from 26 Feb 2026)