LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,488
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,592
−HK$1,122/mo
Today · 4.125%
HK$37,714
baseline
▲ 0.50% · 4.625%
HK$40,008
+HK$2,294/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,428/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,480
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,539
−HK$1,074/mo
Today · 4.125%
HK$41,613
baseline
▲ 0.50% · 4.625%
HK$43,807
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,226/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,586
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,910
−HK$1,346/mo
Today · 4.125%
HK$45,256
baseline
▲ 0.50% · 4.625%
HK$48,010
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,512/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,376
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,647
−HK$1,289/mo
Today · 4.125%
HK$49,936
baseline
▲ 0.50% · 4.625%
HK$52,568
+HK$2,632/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,872/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,683
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,229
−HK$1,570/mo
Today · 4.125%
HK$52,799
baseline
▲ 0.50% · 4.625%
HK$56,012
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,598/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,272
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,755
−HK$1,503/mo
Today · 4.125%
HK$58,258
baseline
▲ 0.50% · 4.625%
HK$61,329
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,516/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,879
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,866
−HK$2,018/mo
Today · 4.125%
HK$67,884
baseline
▲ 0.50% · 4.625%
HK$72,015
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,768/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,064
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,970
−HK$1,934/mo
Today · 4.125%
HK$74,904
baseline
▲ 0.50% · 4.625%
HK$78,852
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,808/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,620 · Scale 2, in force from 26 Feb 2026)