LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,489
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,593
−HK$1,121/mo
Today · 4.125%
HK$37,714
baseline
▲ 0.50% · 4.625%
HK$40,009
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,428/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,481
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,540
−HK$1,074/mo
Today · 4.125%
HK$41,614
baseline
▲ 0.50% · 4.625%
HK$43,807
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,228/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,586
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,911
−HK$1,346/mo
Today · 4.125%
HK$45,257
baseline
▲ 0.50% · 4.625%
HK$48,011
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,514/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,377
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,648
−HK$1,289/mo
Today · 4.125%
HK$49,937
baseline
▲ 0.50% · 4.625%
HK$52,569
+HK$2,632/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,874/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,684
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,230
−HK$1,570/mo
Today · 4.125%
HK$52,800
baseline
▲ 0.50% · 4.625%
HK$56,012
+HK$3,212/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,600/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,273
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,755
−HK$1,504/mo
Today · 4.125%
HK$58,259
baseline
▲ 0.50% · 4.625%
HK$61,330
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,518/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,880
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$65,867
−HK$2,018/mo
Today · 4.125%
HK$67,885
baseline
▲ 0.50% · 4.625%
HK$72,016
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,770/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,065
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,971
−HK$1,934/mo
Today · 4.125%
HK$74,905
baseline
▲ 0.50% · 4.625%
HK$78,853
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,810/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,630 · Scale 2, in force from 26 Feb 2026)