LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,490
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,594
−HK$1,122/mo
Today · 4.125%
HK$37,716
baseline
▲ 0.50% · 4.625%
HK$40,011
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,432/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,482
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,541
−HK$1,074/mo
Today · 4.125%
HK$41,615
baseline
▲ 0.50% · 4.625%
HK$43,809
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,230/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,588
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,913
−HK$1,346/mo
Today · 4.125%
HK$45,259
baseline
▲ 0.50% · 4.625%
HK$48,013
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,518/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,379
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,649
−HK$1,290/mo
Today · 4.125%
HK$49,939
baseline
▲ 0.50% · 4.625%
HK$52,571
+HK$2,632/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,878/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,686
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,232
−HK$1,570/mo
Today · 4.125%
HK$52,802
baseline
▲ 0.50% · 4.625%
HK$56,015
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$105,604/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,275
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,758
−HK$1,504/mo
Today · 4.125%
HK$58,262
baseline
▲ 0.50% · 4.625%
HK$61,333
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.89M · min. income ≈ HK$116,524/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,882
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,869
−HK$2,019/mo
Today · 4.125%
HK$67,888
baseline
▲ 0.50% · 4.625%
HK$72,019
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,776/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,068
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,974
−HK$1,934/mo
Today · 4.125%
HK$74,908
baseline
▲ 0.50% · 4.625%
HK$78,856
+HK$3,948/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,816/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,653 · Scale 2, in force from 26 Feb 2026)