LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,491
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,595
−HK$1,121/mo
Today · 4.125%
HK$37,716
baseline
▲ 0.50% · 4.625%
HK$40,011
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,432/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,483
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,542
−HK$1,074/mo
Today · 4.125%
HK$41,616
baseline
▲ 0.50% · 4.625%
HK$43,810
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,232/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,589
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,914
−HK$1,345/mo
Today · 4.125%
HK$45,259
baseline
▲ 0.50% · 4.625%
HK$48,013
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,518/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,380
−HK$2,559/mo
▼ 0.25% · 3.875%
HK$48,650
−HK$1,289/mo
Today · 4.125%
HK$49,939
baseline
▲ 0.50% · 4.625%
HK$52,572
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,878/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,687
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,232
−HK$1,571/mo
Today · 4.125%
HK$52,803
baseline
▲ 0.50% · 4.625%
HK$56,016
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,606/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,276
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,759
−HK$1,504/mo
Today · 4.125%
HK$58,263
baseline
▲ 0.50% · 4.625%
HK$61,334
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,526/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,883
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,870
−HK$2,019/mo
Today · 4.125%
HK$67,889
baseline
▲ 0.50% · 4.625%
HK$72,020
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,778/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,069
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,975
−HK$1,934/mo
Today · 4.125%
HK$74,909
baseline
▲ 0.50% · 4.625%
HK$78,858
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,818/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,662 · Scale 2, in force from 26 Feb 2026)