LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,491
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,595
−HK$1,122/mo
Today · 4.125%
HK$37,717
baseline
▲ 0.50% · 4.625%
HK$40,012
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,434/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,484
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,542
−HK$1,075/mo
Today · 4.125%
HK$41,617
baseline
▲ 0.50% · 4.625%
HK$43,810
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,234/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,589
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,914
−HK$1,346/mo
Today · 4.125%
HK$45,260
baseline
▲ 0.50% · 4.625%
HK$48,014
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,520/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,380
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,651
−HK$1,289/mo
Today · 4.125%
HK$49,940
baseline
▲ 0.50% · 4.625%
HK$52,572
+HK$2,632/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,880/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,688
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,233
−HK$1,570/mo
Today · 4.125%
HK$52,803
baseline
▲ 0.50% · 4.625%
HK$56,016
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,606/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,277
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,759
−HK$1,504/mo
Today · 4.125%
HK$58,263
baseline
▲ 0.50% · 4.625%
HK$61,335
+HK$3,072/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,526/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,884
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,871
−HK$2,019/mo
Today · 4.125%
HK$67,890
baseline
▲ 0.50% · 4.625%
HK$72,021
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,780/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,070
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,976
−HK$1,934/mo
Today · 4.125%
HK$74,910
baseline
▲ 0.50% · 4.625%
HK$78,859
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,820/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,671 · Scale 2, in force from 26 Feb 2026)