LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,492
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,596
−HK$1,122/mo
Today · 4.125%
HK$37,718
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,436/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,484
−HK$2,134/mo
▼ 0.25% · 3.875%
HK$40,543
−HK$1,075/mo
Today · 4.125%
HK$41,618
baseline
▲ 0.50% · 4.625%
HK$43,811
+HK$2,193/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,236/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,590
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,915
−HK$1,346/mo
Today · 4.125%
HK$45,261
baseline
▲ 0.50% · 4.625%
HK$48,015
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,522/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,381
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,652
−HK$1,289/mo
Today · 4.125%
HK$49,941
baseline
▲ 0.50% · 4.625%
HK$52,574
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,882/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,689
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,234
−HK$1,571/mo
Today · 4.125%
HK$52,805
baseline
▲ 0.50% · 4.625%
HK$56,018
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,610/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,278
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,761
−HK$1,504/mo
Today · 4.125%
HK$58,265
baseline
▲ 0.50% · 4.625%
HK$61,336
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,530/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,886
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,873
−HK$2,019/mo
Today · 4.125%
HK$67,892
baseline
▲ 0.50% · 4.625%
HK$72,023
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,784/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,072
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,978
−HK$1,934/mo
Today · 4.125%
HK$74,912
baseline
▲ 0.50% · 4.625%
HK$78,861
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,824/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,684 · Scale 2, in force from 26 Feb 2026)