LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,493
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,597
−HK$1,121/mo
Today · 4.125%
HK$37,718
baseline
▲ 0.50% · 4.625%
HK$40,013
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,436/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,485
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,544
−HK$1,074/mo
Today · 4.125%
HK$41,618
baseline
▲ 0.50% · 4.625%
HK$43,812
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,236/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,591
−HK$2,671/mo
▼ 0.25% · 3.875%
HK$43,916
−HK$1,346/mo
Today · 4.125%
HK$45,262
baseline
▲ 0.50% · 4.625%
HK$48,016
+HK$2,754/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,524/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,382
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,653
−HK$1,289/mo
Today · 4.125%
HK$49,942
baseline
▲ 0.50% · 4.625%
HK$52,575
+HK$2,633/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,884/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,690
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,235
−HK$1,571/mo
Today · 4.125%
HK$52,806
baseline
▲ 0.50% · 4.625%
HK$56,019
+HK$3,213/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,612/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,279
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,762
−HK$1,504/mo
Today · 4.125%
HK$58,266
baseline
▲ 0.50% · 4.625%
HK$61,337
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,532/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,887
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,874
−HK$2,019/mo
Today · 4.125%
HK$67,893
baseline
▲ 0.50% · 4.625%
HK$72,024
+HK$4,131/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,786/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,073
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,979
−HK$1,934/mo
Today · 4.125%
HK$74,913
baseline
▲ 0.50% · 4.625%
HK$78,862
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,826/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,694 · Scale 2, in force from 26 Feb 2026)