LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,494
−HK$2,226/mo
▼ 0.25% · 3.875%
HK$36,598
−HK$1,122/mo
Today · 4.125%
HK$37,720
baseline
▲ 0.50% · 4.625%
HK$40,015
+HK$2,295/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$75,440/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,487
−HK$2,133/mo
▼ 0.25% · 3.875%
HK$40,546
−HK$1,074/mo
Today · 4.125%
HK$41,620
baseline
▲ 0.50% · 4.625%
HK$43,814
+HK$2,194/mo
Deposit HK$7.78M · loan HK$7.78M · min. income ≈ HK$83,240/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$583,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,593
−HK$2,670/mo
▼ 0.25% · 3.875%
HK$43,917
−HK$1,346/mo
Today · 4.125%
HK$45,263
baseline
▲ 0.50% · 4.625%
HK$48,018
+HK$2,755/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$90,526/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,384
−HK$2,560/mo
▼ 0.25% · 3.875%
HK$48,655
−HK$1,289/mo
Today · 4.125%
HK$49,944
baseline
▲ 0.50% · 4.625%
HK$52,576
+HK$2,632/mo
Deposit HK$6.23M · loan HK$9.34M · min. income ≈ HK$99,888/mo (50% DSR)
Upfront cash ≈ HK$6.81M (deposit + AVD stamp duty HK$583,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,691
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,237
−HK$1,570/mo
Today · 4.125%
HK$52,807
baseline
▲ 0.50% · 4.625%
HK$56,021
+HK$3,214/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$105,614/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,281
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,764
−HK$1,504/mo
Today · 4.125%
HK$58,268
baseline
▲ 0.50% · 4.625%
HK$61,339
+HK$3,071/mo
Deposit HK$4.67M · loan HK$10.90M · min. income ≈ HK$116,536/mo (50% DSR)
Upfront cash ≈ HK$5.25M (deposit + AVD stamp duty HK$583,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,889
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$65,876
−HK$2,019/mo
Today · 4.125%
HK$67,895
baseline
▲ 0.50% · 4.625%
HK$72,027
+HK$4,132/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$135,790/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,076
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$72,982
−HK$1,934/mo
Today · 4.125%
HK$74,916
baseline
▲ 0.50% · 4.625%
HK$78,865
+HK$3,949/mo
Deposit HK$1.56M · loan HK$14.01M · min. income ≈ HK$149,832/mo (50% DSR)
Upfront cash ≈ HK$2.14M (deposit + AVD stamp duty HK$583,715 · Scale 2, in force from 26 Feb 2026)